Business owners' insurance made simple

How to get the right cover


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Owning a business can be fun, and being your own boss has its perks, but for your business to thrive as it should, you need to protect your business property. Having the right small business insurance cover will leverage success for your business, should an unfortunate event occur. 

Business insurance can be overwhelming - here’s where to start:

Insure your business’s premises: What would you do, for example, if a flood destroyed your place of business? Perhaps the most obvious reason to purchase small business insurance is to protect your building. Public Liability cover: No matter how careful you are, you may find yourself in a variety of situations that could result in a third-party claim against your business, so it's a good idea to be prepared—just in case!

Insurance cover for business vehicles: Just like your personal car, your business vehicles, like your delivery truck, need to be protected. Business vehicle cover is available for accidental damage, theft, hijackings, third-party liability, damage to glass – to name but a few options! MiWay also offers the benefit of roadside assistance and towing and recovery.

Other Considerations: As you shop for a small business insurance policy, there are many things to think about. If you run your business from home, for example, your home contents insurance typically offers limited or no coverage for business-related property, such as supplies, tools or customers' items stored for repair, or for business-related liability. 

As a business owner, you should consider getting a business insurance cover for your belongings, goods in transit, all-risk items - or if business activities are run from your home. 

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